Cheque Bounce Laws in India: Legal Remedies and Implications

Apr302025 by adminNo Comments

Cheque Bounce Laws in India: Legal Remedies and Implications

In India, a cheque bounce is not just a financial inconvenience—it's a legal offense under the Negotiable Instruments Act, 1881. With an increase in cheque-based transactions, understanding the law governing dishonoured cheques is crucial for individuals and businesses alike. What Is a Cheque Bounce? A cheque bounce occurs when a bank refuses to honour a cheque, usually due to insufficient funds, account closure, signature mismatch, or payment stop instructions. Legal Framework: Section 138 of the Negotiable Instruments Act, 1881 Section 138 is the cornerstone provision that criminalizes cheque dishonour. It provides that: A cheque must be issued for the discharge of a legal liability or debt. It must be presented within 3 months (or its validity period). Upon dishonour, the payee must send a legal notice within 30 days from…

Apr212025 by adminNo Comments

Understanding Divorce Laws in India: A Comprehensive Guide

Divorce in India is governed by personal laws based on religion, along with certain secular laws. It is a legal process to end a marriage, and the procedures and grounds for divorce can differ significantly depending on the community to which the parties belong. Here's a closer look at the key aspects of divorce laws in India: 1. Hindu Law Applicable under the Hindu Marriage Act, 1955, to Hindus, Buddhists, Jains, and Sikhs. Grounds for Divorce (Section 13): Adultery Cruelty Desertion for more than 2 years Conversion to another religion Mental disorder Communicable disease (e.g., leprosy, venereal disease) Renunciation of the world Presumption of death (not heard of for 7 years) Types of Divorce: Mutual Consent Divorce (Section 13B): Requires a joint petition, separation of at least one year, and…

Apr52025 by adminNo Comments

Understanding Domestic Violence: Breaking the Silence

Understanding Domestic Violence: Breaking the Silence Domestic violence is a silent epidemic affecting millions across the world, regardless of age, gender, or socioeconomic background. It is more than just physical abuse — it is a pattern of controlling behavior that can take emotional, financial, sexual, and psychological forms. What is Domestic Violence? Domestic violence refers to any behavior in a domestic setting (usually involving a spouse or partner) that is intended to gain or maintain power and control over the other person. It can happen to anyone — women, men, children, or elders — but women are disproportionately affected. Forms of Domestic Violence Physical Abuse Hitting, slapping, choking, or using weapons Preventing access to medical care Emotional/Psychological Abuse Constant criticism, humiliation, threats Isolation from friends and family Sexual Abuse Forced…